How to Lock in a Mortgage Rate Far Rockaway NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

First American Title Insurance Company Of New York T
(212)962-6349
17 East Broadway
New York, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Mortgage One
(516)679-2750
3353 Park Avenue
WANTAGH, NY
Countrywide
(718)494-0879
2795 Richmond Av
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Baltic Equities Corporation
(516)741-7111
270 Hillside Avenue
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Ironbound Bank Division Of New York Community Bank
(973)589-3800
36 Pacific Street
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Helen Beichel
1133 Park Place
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Reliable Mortgage Bankers Corp
(516)354-8400
1999 Marcus Av
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Dearie Mortgage Group Inc
(516)944-7500
31 South Bayles Avenue
PORT WASHINGTON, NY
CNTRYWDEfSL
(718)697-4640
900 South Av
STATEN ISLAND, NY
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