How to Lock in a Mortgage Rate Fairport NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Webster
585-265-3660
66 West Main Street
Webster, NY
Companies Agency Inc
(716)387-8934
1160 Pittsford Victor Rd
Pittsford, NY
Mr. Gregory Lee Schaffer (RFC®), CFP
585-621-3300
3205 Mount Read Blvd.
Rochester, NY
Fairport Savings Bank
(585) 223-7043
45 S Main St
Fairport, NY
Premium Mortgage Corp
(585) 241-0000
2541 Monroe Ave
Rochester, NY
Chase Bank
(585) 232-8016
520 Portland Ave
Rochester, NY
Bank of America - Pittsford
800.432.1000
9 N. Main St
Pittsford, NY
L A H M Group Llc
(716)256-1140
2349 Monroe Ave
Rochester, NY
Frontier Mortgage of NY Inc
(585)742-1480
6160 Barkwood Court
FARMINGTON, NY
Real Estate Mortgage Network Inc
(585) 348-6021
125 Sullys Trl
Pittsford, NY
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