How to Lock in a Mortgage Rate Elmont NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
718-220-3000
151 E Fordham Rd
Bronx, NY
Bawa Real Estate And Ny Inc
(718)577-0200
10809 101st Ave
South Richmond Hill, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
M & T Mortgage Corporation
(212)350-2008
350 Park Avenue
NEW YORK, NY
Chase Bank
(516) 364-8823
550 Jericho Tpke
Syosset, NY
TD Bank
(718) 428-8649
196-41 Northern Boulevard
Flushing, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Washington Mutual - 96th & Broadway- Bank
(212)749-1575
2554 Broadway
NEW YORK, NY
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