How to Lock in a Mortgage Rate Elmont NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Allstate Insurance Joseph A. Diblasi
(718)726-4625
35-16 Ditmars Blvd
Astoria, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Coldwell Banker Napolitano Realty Inc
(718)848-2000
9409 101st Avenue
OZONE PARK, NY
Bank Of America Na Charlotte
(646) 556-1626
1185 Avenue Of The Americas
New York, NY
Discount Mortgage Of America Inc
(201)459-1515
588 Newark Avenue
Jersey City, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Tri State Funding
(718)652-6900
2526 Wallace Avenue
BRONX, NY
Block Kenneth CPA
(516)568-0100
20 East Sunrise Highway Suite 200
VALLEY STREAM, NY
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