How to Lock in a Mortgage Rate Elmhurst NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Yonkers SS
914-965-4082
111 Vredenberg Ave. Xavier Dr.
Yonkers, NY
Americas Choice Mortgage Corporation
(718)281-2300
19907 32nd Avenue
Flushing, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Union Mortgage CO
(718)224-8005
21903 Northern Boulevard
BAYSIDE, NY
Cross Island Funding Inc
(718)470-6881
199 Jericho Turnpike Suite 402
FLORAL PARK, NY
TD Bank
646-497-0621
880 3rd Avenue
New York City, NY
Aga Capitol Mortgage
(201)343-2373
401 Hackensack Av
Hackensack, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
York Capitol CO
(516)484-8909
1353 Old Northern Boulevard
ROSLYN, NY
Lending Solutions
(718)372-6277
2078 West 9th Street
BROOKLYN, NY
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