How to Lock in a Mortgage Rate East Syracuse NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Manlius
315.682.8991
343 Fayette St
Manlius, NY
Citizens Bank - Cicero/Wal-Mart
315-699-7133
8064 Brewerton Road
Cicero, NY
Stewart Title And Insurance Co
(315)474-5263
Courthouse
Syracuse, NY
M & T Bank - Banking Departments- M & T Mortgage Corporation
(315)424-4475
101 South Salina Street
SYRACUSE, NY
America United Mortgage LLC
(315)431-4100
6701 Manlius Center Rd
EAST SYRACUSE, NY
Chase Bank
(315) 437-5734
6004 Court St Rd
Syracuse, NY
Citizens Bank - Camillus/Wal-Mart
315-468-8622
5399 West Genesee St.
Camillus, NY
Ryco Information Services Inc
(315)461-8308
7591 Morgan Road # 1
Liverpool, NY
Wells Fargo Financial
(315)458-0074
628 S Main St Peters Shopping Cent
SYRACUSE, NY
American General Financial Services
(315)449-1531
3214 Erie Boulevard East
SYRACUSE, NY

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