How to Lock in a Mortgage Rate East Syracuse NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Shoppingtown Mall 6570 Kinne Rd
Dewitt, NY
Seneca Federal Savings And Loan Association
(315)638-0233
35 Oswego Street
Baldwinsville, NY
Power House Mortgage & Funding Company
(315)426-1537
222 Twinhills Drive
SYRACUSE, NY
Northfield Capital Group LLC
(315)682-8757
4425 Silkweed Circle
MANLIUS, NY
Blackthorne Funding
(315)426-1601
465 South Salina Suite 12
SYRACUSE, NY
HSBC Bank
1.800.975.HSBC (4722)
Kinne & Kirkville Rd 900 Kinne St
Syracuse, NY
Bank of America - Cicero
800.432.1000
5834 E. Circle Drive
Cicero, NY
The Caldwell Agency Inc
(315)697-2087
Po Box 226
Canastota, NY
Northgate Funding CO
(315)476-7017
S 109 Warren
SYRACUSE, NY
GMAC Mortgage Corporation
(315)622-1900
8134 Oswego Road
LIVERPOOL, NY