How to Lock in a Mortgage Rate East Setauket NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Prestige Commercial Corporation
(631)243-3477
1600 Deer Park Avenue
DEER PARK, NY
Countrywide Home Loans
(631)273-1470
100 Motor Parkway
HAUPPAUGE, NY
Reliance First Capital Llc
(516) 422-8800
270 S Service Rd Ste 25
Melville, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Harris Mortgage Corporation
(631)271-2000
532 Broadhollow Road
MELVILLE, NY
Accurate Capital Corporation
(631)360-2151
1174 Saint Johnland Road
KINGS PARK, NY
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