How to Lock in a Mortgage Rate East Elmhurst NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Solomon P Weinberg Inc
(914)632-3900
72 E Main St
New Rochelle, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Southern Star Mortgage
(212)344-2290
90 William Street
NEW YORK, NY
Bank Of America Na Charlotte
(516) 535-7000
1055 Franklin Ave Ste 100B
Garden City, NY
Capital One
516-742-8900
422 Hillside Ave
Williston Park, NY
Foa And Son Corp
(516)228-1234
18 Vesey St Ste 205 333 Earle Ovington Blvd
Uniondale, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Washington Mutual - Bank Locations- 53rd & Third
(212)752-2277
875 3rd Avenue
NEW YORK, NY
NCC Funding
(718)431-2574
1481 42nd Street
BROOKLYN, NY
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