How to Lock in a Mortgage Rate East Aurora NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Union Rd/Tops
716-684-6207
3865 Union Rd.
Cheektowaga, NY
Bank of America - Getzville Plaza
800.432.1000
2305 Millersport Highway
Getzville, NY
Jamestown Savings Bank Commercial Lending
(716)631-8767
4545 Transit Road
Buffalo, NY
Community Advantage Mortgage Assistance Inc
(716)819-1081
1705 Hertel Avenue
BUFFALO, NY
Devere Mortgage Corporation
(716) 633-3700
5400 Broadway St
Lancaster, NY
Citizens Bank - Maple Road-Amherst / TopsTrans
716-634-4970
2351 Maple Rd
Amherst, NY
Citizens Bank - Jefferson-Riley/Tops
716-885-2378
1275 Jefferson Ave
Buffalo, NY
Chicago Title Insurance
(716)854-2982
420 Main Street
Buffalo, NY
M And W Agency Inc
(716)674-7274
938 Union Rd
West Seneca, NY
American General Financial Services
(716)677-0413
1881 Ridge Road
BUFFALO, NY

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