How to Lock in a Mortgage Rate East Aurora NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Across From Airport Plaza 4237 Union Rd
Cheektowaga, NY
Citizens Bank - West Seneca
716-824-1960
101 Slade Avenue
West Seneca, NY
The Closing Advantage Inc
(716)626-1221
8616 Main St Suite 1
Williamsville, NY
Community Advantage Mortgage Assistance Inc
(716)819-1081
1705 Hertel Avenue
BUFFALO, NY
Alden State Bank
(716)685-5090
5802 Broadway Street
LANCASTER, NY
HSBC Bank
1.800.975.HSBC (4722)
Union & French 2345 Union Rd
West Seneca, NY
Citizens Bank - Georgetown Square
716-633-0681
5225 Sheridan Drive
Williamsville, NY
Territory At Buffalo
(716)667-9660
4230 North Buffalo Road
Orchard Park, NY
Online Mortgage Services Inc.
(716)332-0885
3625 California Rd
ORCHARD PARK, NY
Ameriquest Mortgage Company
(716)633-5822
6265 Sheridan Drive Suite 120
BUFFALO, NY

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