How to Lock in a Mortgage Rate Depew NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Niagara Street / Tops
716-693-2658
150 Niagara St
Tonawanda, NY
Bank of America - Dick Urban
800.432.1000
600 Dick Rd
Depew, NY
Marrano Marc Equity
(716)684-5346
6 Apple Blossom Boulevard
Lancaster, NY
American General Financial Services
716-694-3008
Tonawanda, NY
Hsbc Bank Usa Na
(800) 622-7759
95 Washington St
Buffalo, NY
Citizens Bank - Tonawanda
716-693-2440
20 Main Street
Tonawanda, NY
Citizens Bank - Broadway-Bailey Tops
716-897-1243
1770 Broadway
Buffalo, NY
Bank of America - South Park
800.432.1000
1989 South Park Ave
Buffalo, NY
Niagara Square Abstract Company
(716)625-8960
129 Hawley Street
Lockport, NY
Approved Mortgage Funding Corporation
(716)691-4960
636 North French Road Suite 9
BUFFALO, NY

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