How to Lock in a Mortgage Rate Cortlandt Manor NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(914) 737-2360
1025 Brown St
Peekskill, NY
Bank of America - Goldens Bridge
914.232.5137
130 North County Shopping Ctr
Goldens Bridge, NY
Tristate Capital
(914)946-8188
151 East Post Road
White Plains, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Blue Chip Funding Inc
(845)268-5700
612 Corporate Way Suite 3M
VALLEY COTTAGE, NY
Chase Bank
(914) 244-0307
777 N Bedford Rd
Bedford Hills, NY
TD Bank
845-782-3641
515 Route 17M & Still Road
Monroe, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
J & B Associates
(845)621-9897
459 Barrett Hill Road
MAHOPAC, NY
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