How to Lock in a Mortgage Rate Cortland NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Danny B. Wafer Agency
(607)753-0633
243 1/2 Port Watson St
Cortland, NY
Jeffrey T. Dubert Agency
(607)273-3097
609 W Clinton St
Ithaca, NY
Guardian Loan Company of Massapequa Incorporated
(607)277-6269
1001 West Seneca Street
ITHACA, NY
Citifinancial
(607)756-2848
3944 State Route 281
CORTLAND, NY
Atlantic Mortgage Banking
(607)273-1602
320 North Aurora Street
ITHACA, NY
Citizens Bank - Ithaca
607-272-3731
408 Elmira Avenue
Ithaca, NY
Cortland Abstract And Title Services Inc
(607)753-1248
5 Court House Park
Cortland, NY
Mid York Associates
(315)696-5714
4 Clinton St
Tully, NY
Cornell Fingerlakes Credit Union
(607)257-8500
1030 Craft Road
ITHACA, NY
Cfcu Community Credit Union
(607)756-6959
Po Box 149
CORTLAND, NY