How to Lock in a Mortgage Rate Cortland NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Atlantic Title And Abstract Corporation
(607)272-9310
320 North Aurora Street
Ithaca, NY
Mid York Associates
(315)696-5714
4 Clinton St
Tully, NY
Cornell Fingerlakes Credit Union
(607)257-8500
1030 Craft Road
ITHACA, NY
Atlantic Mortgage Banking
(607)273-1602
320 North Aurora Street
ITHACA, NY
Evolve Bank & Trust
(607) 319-4668
200 E Buffalo St Ste 301A
Ithaca, NY
Citizens Bank - Ithaca Tops
607-277-8500
710 South Meadow Street
Ithaca, NY
Alliance Bank Na Community Branch Locations Marathon Office
(607)849-3275
14 East Main Street
Marathon, NY
Tompkins Trust Company
(607)273-3210
The Commons
DRYDEN, NY
CNY Mortgage Corporation
(315)677-0015
2744 Summer Ridge Drive
LA FAYETTE, NY
Alliance Bank NA - Community Branch Locations- Groton Avenue Office
(607)753-3391
1125 State Route 222
CORTLAND, NY

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