How to Lock in a Mortgage Rate Coram NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Skyline Mortgage
(631)968-9300
260 West Main Street
BAY SHORE, NY
Long Island Commercial Bank
(631)395-8888
950 Montauk Highway
BROOKHAVEN, NY
Residential Home Funding Corporation
(631) 224-1969
8 Greenwood Ave
East Islip, NY
A1 Mortgagesreal Estate Mortages
(800)499-1195
6001 C Jericho Turn Pike
Commack, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Shore To Shore Mortgage Broker Inc
(631)474-8080
5070 Nesconset Highway
PORT JEFFERSON STATION, NY
First Network Mortgage CO
(631)584-9584
400 Lake Avenue
SAINT JAMES, NY
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