How to Lock in a Mortgage Rate Coram NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Safe Harbor Title Agency Ltd
(631)473-0800
1529 Main
Port Jefferson, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Tristar Capital Funding
(631)724-0001
17 Beau Jol Ct
NESCONSET, NY
Continental Home Loans Inc
(631) 872-9900
76 Medford Ave
Patchogue, NY
Ackerly Agency
(516)581-4776
174 W Main St
East Islip, NY
Stanley M. Feldman Agency
(631)422-5300
718 Union Blvd
West Islip, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Citifinancial
(631)208-3262
737 Old Country Road
RIVERHEAD, NY
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