How to Lock in a Mortgage Rate College Point NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
914-725-1901
764 White Plains Rd (Rte 22)
Scarsdale, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Fort Lee Federal Savings Bank
(973) 777-2911
817 Abbott Blvd
Fort Lee, NJ
HSBC Bank
1.800.975.HSBC (4722)
48Th Street & 3Rd Ave 777 3Rd Ave
New York, NY
Wells Fargo - Larchmont Boston Post
914-834-2090
2065 Boston Post Rd
Larchmont, NY
Counsel Abstract Inc
(212)355-2460
400 Park Avenue
New York, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Data Provided by: