How to Lock in a Mortgage Rate Cohoes NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Rotterdam Plaza
800.432.1000
1428 Altamount Ave
Schenectady, NY
Emortgage Llc
(518)786-0900
6 Century Hill Dr
Latham, NY
Monroe Title Insurance Corporation
(518)346-7453
620 State Street
Schenectady, NY
Carteret Mortgage
(518)459-3335
45 Colvin Avenue
ALBANY, NY
Funding Source Llc
(518) 451-9193
17 Computer Dr W
Albany, NY
HSBC Bank
1.800.975.HSBC (4722)
Clifton Park Center 20 Park Ave
Clifton Park, NY
Bennett Abstract Corporation
(518)885-4368
Mcmaster
Ballston Spa, NY
Worldwide Abstract Service Inc
(518)785-4444
410 Troy Schenectady Road
Latham, NY
North Country Insurance Agency
(518)374-0555
1925 Curry Road
Schenectady, NY
Community Bank Na
(518) 682-2900
2 Bayberry Dr
Malta, NY

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