How to Lock in a Mortgage Rate Cohoes NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Loudonville
518-489-1867
265 Osborne Road
Loudonville, NY
Best Interest
(518)458-2483
125 Wolf Road
Albany, NY
Bryant Asset Protection Aw Schermerhorn Inc
(518)439-1141
1280 New Scotland Rd
Slingerlands, NY
Ballston Spa National Bank
(518)885-6781
87 Front St
BALLSTON SPA, NY
Funding Source Llc
(518) 451-9193
17 Computer Dr W
Albany, NY
Citizens Bank - Fifth Ave / Troy
518-272-3611
1818 5th Ave / PO Box 628
Troy, NY
Bank of America - Five Corners
800.432.1000
345 Princetown Rd
Rotterdam, NY
Northeast Title And Abstract Co
(518)458-8400
84 Everett Road
Albany, NY
MEM Financial Solutions
(518)688-2073
1480 Route 9
CLIFTON PARK, NY
A A Capital Inc
(518)464-9339
20 Pitch Pine Road
ALBANY, NY

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