How to Lock in a Mortgage Rate Clifton Park NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

K C S Abstract Corporation
(518)842-9101
9 Mohawk Place
Amsterdam, NY
Monroe Title Insurance Corporation
(518)374-8438
18 Front Street
Ballston Spa, NY
Emortgage Llc
(518)786-0900
6 Century Hill Dr
Latham, NY
Home Funding Finders Inc
(518)783-1234
621 Columbia Street
COHOES, NY
A Financial Alternative
(518)765-5047
16 Grove St
VOORHEESVILLE, NY
Citizens Bank - N. Greenbush / Hannaford
518-283-2611
40 Main Avenue
Wynantskill, NY
Millennium Insurance Agency
(518)899-6607
70 Thimbleberry Road
Ballston Spa, NY
Shaker Abstract Corporation
(518)477-4854
568 Columbia Turnpike Suite 22
East Greenbush, NY
Resource One Mortgage
(518)371-8480
400 Clifton Corporate Park
CLIFTON PARK, NY
Guardian Loan Company of Massapequa Inc
(518)383-5580
100 Clifton Corporate Park
CLIFTON PARK, NY

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