How to Lock in a Mortgage Rate Clifton Park NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Allstate Insurance Rick Schrade
636 Delaware Ave
Delmar, NY
Worldwide Abstract Service Inc
410 Troy Schenectady Road
Latham, NY
Consumer Marketing Services Inc
510 State Street # 514
Schenectady, NY
Allied Mortgage Services
84 Walworth Street
Continental Home Loans Inc
(518) 250-5786
11 Century Hill Dr
Latham, NY
Citizens Bank - Delmar
180 Delaware Avenue
Delmar, NY
Lighthouse Insurance Agency
678 Troy Schenectady Road
Latham, NY
Bryant Asset Protection Aw Schermerhorn Inc
1280 New Scotland Rd
Slingerlands, NY
Allstate Insurance Richard H. Hill
617 Maple Ave
Saratoga Springs, NY
Alliance Mortgage Banking Corporation
376 Broadway

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