How to Lock in a Mortgage Rate Clifton Park NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - New Loudon Rd/Price Chopper
518-783-2151
873 New Loudon Rd.
Latham, NY
Saratoga National Bank & Trust CO
(518)583-6504
91 West Avenue
SARATOGA SPRINGS, NY
Northgate Funding
(518)690-2021
621 Columbia
ALBANY, NY
Aamtrust Mortgage
(518)384-2274
763 Saratoga Road
SCHENECTADY, NY
A Choice Funding LLC
(518)373-1980
9 Executive Park Dr
CLIFTON PARK, NY
HSBC Bank
1.800.975.HSBC (4722)
1 Mile East Of Suny 899 Western Ave
Albany, NY
Michael A. Attanasio Agency
(518)266-0311
235 Pawling Ave
Troy, NY
Provantage Funding Corporation
(518)373-0212
28 Corporate Drive
CLIFTON PARK, NY
Centex Home Equity LLC
(518)427-8402
14 Corporate Woods Boulevard
ALBANY, NY
A Financial Alternative
(518)765-5047
16 Grove St
VOORHEESVILLE, NY

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