How to Lock in a Mortgage Rate Centereach NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

The Mortgage Specialists Inc.
(631)242-0009
40 Prospect Place
Deer Park, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
America''s Finest Brokers Inc
(631)321-8600
8 Little East Neck Road # R
BABYLON, NY
Bank of America - Medford
631.698.3849
2851 Horse Block Rd
Medford, NY
Washington Mutual Bank Locations Huntingtonmain Street
(631)424-2174
309 Main Street
Huntington, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Nova Star Mortgage
(631)951-4800
300 Wheeler Road Suite 101
HAUPPAUGE, NY
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