How to Lock in a Mortgage Rate Canandaigua NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

National Bank Of Geneva Canandaigua
(585)396-1000
2425 Rochester Road
Canandaigua, NY
Community Bank Na - Penn Yan Ofcs
315-536-8104
Penn Yan, NY
Wells Fargo Home Mortgage
(585)394-1634
502 South Main Street
CANANDAIGUA, NY
National Bank of Geneva - Honeoye Falls
(585)624-5940
166 West Main Street
HONEOYE FALLS, NY
Devere Capital Corp
(315)986-8045
1146 Route 31
MACEDON, NY
Citizens Bank - Canandaigua/Tops
585-396-9280
5150 North St
Canandaigua, NY
Nationwide Insurance
(315)536-4486
270 Lake Street
Penn Yan, NY
Community Bank N A - Newark Plaza
585-554-6322
Rushville, NY
National Bank of Geneva - Plaza Office
(315)789-3300
Town & Country Plaza
GENEVA, NY
Mortgage It
(585)396-2100
23 Coach Street
CANANDAIGUA, NY

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