How to Lock in a Mortgage Rate Canandaigua NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Geneva / Tops
315-781-2411
815 Canandaigua Rd.
Geneva, NY
National Bank Of Geneva Penn Yan Office
(315)536-1000
129 Elm Street
Penn Yan, NY
Community Bank Na - Penn Yan Ofcs
315-536-8104
Penn Yan, NY
Finger Lakes Federal Credit Union
(315)781-1334
27 Seneca Street
GENEVA, NY
Prospect Mortgage Llc
(585) 419-4103
80 Office Park Way
Pittsford, NY
Citizens Bank - Newark NY
315-331-1830
711 W. Miller Street
Newark, NY
Canaltown Insurance
(716)223-9110
6800 Route 31 Ste 200 P.o. Box 68
Fairport, NY
Riedman Corporation
(315)536-4491
100 Main St
Penn Yan, NY
Pittsford Federal Credit Union - Branch Locations- Pittsford Branch
(585)624-7474
20 Tobey Village Office Suite 1
PITTSFORD, NY
Finger Lakes Federal Credit Union
(315)548-2100
1934 State Route 96
PHELPS, NY

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