How to Lock in a Mortgage Rate Canandaigua NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Eastview Mall
5 Eastview Mall
Victor, NY
Bank of America - Pittsford
9 N. Main St
Pittsford, NY
Pittsford Federal Credit Union - Branch Locations- Pittsford Branch
20 Tobey Village Office Suite 1
National Bank of Geneva - Honeoye Falls
166 West Main Street
Rochester Home Equity Inc
(585) 263-4353
180 Office Park Way Ste 2000
Pittsford, NY
1.800.975.HSBC (4722)
X-From Perinton Sq Mall 12 Courtney Drive
Fairport, NY
Citizens Bank - Perinton Square / Tops
6720 Pittsford-Palmyra Road
Fairport, NY
Sweeney John G Agency Inc
85 Main Street
Phelps, NY
National Bank of Geneva - Plaza Office
Town & Country Plaza
Community Bank N A
23 Commercial Street

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