How to Lock in a Mortgage Rate Canandaigua NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Edward R Dundas Agency
(315)331-8401
999 E Union St
Newark, NY
Pittsford Federal Credit Union - Branch Locations- Pittsford Branch
(585)624-7474
20 Tobey Village Office Suite 1
PITTSFORD, NY
National Bank of Geneva - Mortgage- Loans- Main Office- Visa
(315)789-2300
3 West Main Street
VICTOR, NY
Devere Capital Corp
(315)986-8045
1146 Route 31
MACEDON, NY
Community Bank N A
(585)554-6322
1 North Main Street
RUSHVILLE, NY
National Bank Of Geneva Honeoye Falls
(585)624-5940
166 West Main Street
Honeoye Falls, NY
Territory Mortgage Inc.
(585)869-0222
7635 S. Main Street P.o. Box 753
VICTOR, NY
Prime Mortgage Corporation
(585)383-8390
30 Grove Street
PITTSFORD, NY
GELB Jay Rochester Home Equity Inc
(585)263-4353
180 Office Park Way Suite 2000
PITTSFORD, NY
Community Bank N A
(585)374-2827
109 South Main Street
NAPLES, NY