How to Lock in a Mortgage Rate Camillus NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(315) 452-5816
5788 E Circle Dr
Cicero, NY
Suncoast Mortgage Corporation
(315)451-2050
209 2nd Street
LIVERPOOL, NY
Investment Property Group
(315)689-5311
Box 190 Po
MEMPHIS, NY
CNY Mortgage Corporation
(315)677-0015
2744 Summer Ridge Drive
LA FAYETTE, NY
Aatex Mortgage Inc
(315)422-2706
472 South Salina
SYRACUSE, NY
HSBC Bank
1.800.975.HSBC (4722)
Corner Of Grant/Teall Ave 348 Grant Blvd
Syracuse, NY
Chase Bank
(315) 437-5734
6004 Court St Rd
Syracuse, NY
Seneca Federal Savings & Loan Association
(315)638-0233
35 Oswego Street
BALDWINSVILLE, NY
GMAC Mortgage Corporation
(315)622-1900
8134 Oswego Road
LIVERPOOL, NY
CFO Capital Partners
315.633.9653
437 FoxTract Rd
BRIDGEPORT, NY