How to Lock in a Mortgage Rate Cambria Heights NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
212-431-4100
116 Bowery
New York, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Stanley Capital Mortgage Company Inc
(718)331-4068
6401 20th Avenue
BROOKLYN, NY
Encore Capital Corporation
(516)294-0700
365 Hillside Avenue
WILLISTON PARK, NY
Chase Bank
(718) 923-9020
192 Smith St #194
Brooklyn, NY
Bank of America - East Rockaway
800.432.1000
40 Main St
East Rockaway, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Washington Mutual - Bank Locations- Seaford
(516)783-0426
3890 Merrick Road
SEAFORD, NY
Jerry Laine- Sr. Loan Officer
(631)393-0333
270 S. Service Road
MELVILLE, NY
Data Provided by: