How to Lock in a Mortgage Rate Bronxville NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
(212) 354-6061
1120 Avenue of the Americas
New York City, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Equity Now
(212)664-8900
1370 Avenue Of The Americ Floor 6
NEW YORK, NY
Capital One
212-967-9400
404 Fifth Ave
New York, NY
Bank of America - Park Avenue South
212.684.3762
345 Park Avenue South
New York, NY
Madison Abstract Incorporated
(212)889-6148
670 White Plains Road
Scarsdale, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
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