How to Lock in a Mortgage Rate Bronx NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Marco Inc
(718)499-3600
291 5th Avenue
BROOKLYN, NY
Bellshire Realty
(516)486-2611
236 Fulton Avenue
HEMPSTEAD, NY
TD Bank
201-488-8118
540 River Street
Hackensack, NJ
Midisland Mortgage Corporation
(718)259-6000
900 Merchants Concourse
Westbury, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mortgage Center Inc
(516)484-3200
99 Powerhouse Road Suite 304
ROSLYN HEIGHTS, NY
Francis Kent Limited
(516)599-4200
304A Hempstead Avenue
MALVERNE, NY
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