How to Lock in a Mortgage Rate Brockport NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(585) 288-8850
245 Merchants Rd
Rochester, NY
Citizens Bank - S. Clinton Ave/Tops
1900 Clinton Avenue S.
Rochester, NY
Residential Title Agency Inc
370 Summit Point Drive
Henrietta, NY
Vail Agency Inc
3229 Chili Ave
Rochester, NY
Carteret Mortgage Corporation
3284 Clover Street
1.800.975.HSBC (4722)
Wegmans Plaza 4707 Lake Rd
Brockport, NY
Citizens Bank - Buffalo Rd/Tops
2345 Buffalo Rd
Rochester, NY
Bank of America - Southtown
3333 W. Henrietta Rd
Rochester, NY
First Choice Funding Westside
34 Buckman Road
Rochester, NY
Mr. Gregory Lee Schaffer (RFC®), CFP
3205 Mount Read Blvd.
Rochester, NY
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