How to Lock in a Mortgage Rate Brockport NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(585) 336-9526
1982 E Ridge Rd
Irondequoit, NY
Bank of America - Park Avenue
800.432.1000
671 Park Ave
Rochester, NY
Joseph Sanders Agency Ltd
(716)663-0850
3741 Dewey Ave
Rochester, NY
Novastar Home Mortgage
(585)935-7500
1260 Scottsville Road
ROCHESTER, NY
Citibank (New York State)
(800)934-1609
28 Main Street E
ROCHESTER, NY
HSBC Bank
1.800.975.HSBC (4722)
Across From Powers Bldg 19 W Main St
Rochester, NY
Citizens Bank - Hamlin / Tops
585-964-8210
1800 Lake Rd
Hamlin, NY
Frontier Financial Corp.
(888)350-0288
311 Alexander Street Suite 214
Rochester, NY
Mr. Gregory Lee Schaffer (RFC®), CFP
585-621-3300
3205 Mount Read Blvd.
Rochester, NY
Flaherty Funding
(585)697-3500
2595 Brighton Henrietta T
ROCHESTER, NY
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