How to Lock in a Mortgage Rate Brockport NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - S. Clinton Ave/Tops
585-442-2090
1900 Clinton Avenue S.
Rochester, NY
Bank of America - Clover-Monroe
800.432.1000
2830 Monroe Ave
Rochester, NY
Mr. Gregory Lee Schaffer (RFC®), CFP
585-621-3300
3205 Mount Read Blvd.
Rochester, NY
High Falls Capital LLC
(585)342-5850
129 Armstrong Avenue
ROCHESTER, NY
Citibank (New York State)
(585)663-8211
424 Ridge Road W
ROCHESTER, NY
Chase Bank
(585) 242-0354
260 Crittenden Blvd
Rochester, NY
Bank of America - Crossroads
800.432.1000
4 State St
Rochester, NY
The Cray Agency
(716)383-8420
1040 University Ave
Rochester, NY
Beacon Of Light Mortgage Company
(585) 621-3300
3205 Mount Read Blvd
Rochester, NY
Citibank (New York State)
(585)334-1482
2655 E Henrietta Road
HENRIETTA, NY
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