How to Lock in a Mortgage Rate Brewster NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Goldens Bridge
914.232.5137
130 North County Shopping Ctr
Goldens Bridge, NY
The Mortgage Store Of Connecticut
(203)459-2475
484 Monroe Turnpike
Monroe, CT
American Home Mortgage
(203)796-0607
152 Greenwood Avenue
Bethel, CT
Sun Mortgage Company
(914)736-7562
2 Robbie Road
CORTLANDT MANOR, NY
Citifinancial
(845)896-0290
738 Route 9
FISHKILL, NY
Bank of America - Mill Plain
203.797.2137
26 Mill Plain Rd
Danbury, CT
Bank of America - Mount Kisco
914.242.0371
35 South Moger Avenue
Mount Kisco, NY
Meridian Mortgage Corporation
(860)354-7744
46 Danbury Road
New Milford, CT
Landmark Mortgage
(203)743-7042
101 Mill Plain Road
Danbury, CT
Myles Mortgage Service Inc
(914)739-1905
1008 Main St
PEEKSKILL, NY

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