How to Lock in a Mortgage Rate Brewster NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Beacon
845-831-8100
364 Main Street
Beacon, NY
Emery And Webb Inc
(914)896-6727
167 Main St
Fishkill, NY
Countrywide Home Loans
(203)792-6762
100 Mill Plain Road
Danbury, CT
Household Finance Realty Corporation of New York
(914)962-5736
Triangle Shopping Court
YORKTOWN HEIGHTS, NY
Charter One Bank - New Loan Information- Residential Mortgage & Construction Loans- Mort
(845)279-5545
1515 Route 22
BREWSTER, NY
Chase Bank
(845) 446-4981
271 Main St
Highland Falls, NY
Citizens Bank - Somers SS
914-621-3150
80 Route 6
Baldwin Place, NY
Allstate Insurance Howard Klein
(914)245-8100
204 E Main St
Jefferson Valley, NY
Putnam Funding LLC
(845)621-1100
97 Oak Ridge Circle
MAHOPAC, NY
Di Russo Robert
(845)878-1148
1281 Route 311
PATTERSON, NY

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