How to Lock in a Mortgage Rate Bellmore NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Manhasset
800.432.1000
240 Plandome Rd
Manhasset, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Olympia Mortgage Corporation
(631)226-0782
207 Montauk Highway
LINDENHURST, NY
GCP Capital Group LLC
(516)487-5900
60 Cuttermill Rd
GREAT NECK, NY
Wells Fargo - Uptown Port Washington
516-767-6956
1029 Port Washington Blvd
Port Washington, NY
Hamilton Equity And Associates Corp
(516)561-5502
282 N. Central Avenue
Valley Stream, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Guaranteed Home Mortgage Company
(718)319-9845
3111 East Tremont Avenue
BRONX, NY
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