How to Lock in a Mortgage Rate Bellmore NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(718) 426-4398
3747 Junction Blvd
Corona, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Mancayo Elena
(631)271-7902
1419 New York Av
HUNTINGTON STATION, NY
Commonwealth Home Mortgage Bankers Corp
(516) 327-0100
1983 Marcus Ave Ste 104
New Hyde Park, NY
HSBC Bank
1.800.975.HSBC (4722)
West Of Glen Cove Rd 1 Old Country Rd
Carle Place, NY
Chester Agency
(516)333-3401
497 Westbury Ave
Carle Place, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Accent Mortgage Consultants
(631)884-0091
325 Sunrise Highway
LINDENHURST, NY
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