How to Lock in a Mortgage Rate Bellerose NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
718-641-6510
155-14 Cross Bay Blvd.
Howard Beach, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
First Financial Equities
(201)227-4217
25 Rockwood Place
Englewood, NJ
Choice Mortgage Corporation
(631)367-8900
315 Walt Whitman Road Suite 316
HUNTINGTON STATION, NY
TD Bank
(201) 963-2163
125 Eighteenth Street
Kearny, NJ
Wells Fargo - Bogota
201-587-7471
75 W Main St
Bogota, NJ
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Parkview Mortgage Corporation
(516)596-2990
363 Hempstead Avenue # A
MALVERNE, NY
Data Provided by: