How to Lock in a Mortgage Rate Bellerose NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Mortgage Funding Corporation
(516)742-1415
100 Ring Road West Unit 102
GARDEN CITY, NY
Lee Brian Cpa
(718)358-3734
3907 Prince St Suite 4b
FLUSHING, NY
Brookside Mortgage CO
(646)613-0349
434 Broadway
NEW YORK, NY
TD Bank
(914) 834-0953
1289 Boston Post Road
Larchmont, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Maspeth Federal Savings
(516)437-5000
801 Jericho Turnpike
NEW HYDE PARK, NY
Evergreen Funding CO of NY
(718)871-8282
3902 14th Avenue
BROOKLYN, NY
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