How to Lock in a Mortgage Rate Bellerose NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(201) 332-3075
56 Christopher Columbus Dr
Jersey City, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Dimitry''s Financial Services
(718)332-1211
177 West End Avenue
BROOKLYN, NY
Amerifund Home Mortgage LLC
(212)922-9555
420 Lexington Av
NEW YORK, NY
HSBC Bank
1.800.975.HSBC (4722)
Next To C-Town Food Store 356 Whiteplains Rd
Eastchester, NY
Capital One
516-944-4311
1020 Port Washington Blvd
Port Washington, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Cobblestone Mortgage Company- Inc
(516)678-5591
6 Glen Road
WEST HEMPSTEAD, NY
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