How to Lock in a Mortgage Rate Beacon NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Wells Fargo - Fishkill
845-897-9623
1098 Main St
Fishkill, NY
Allstate Insurance The Grimaudo Agency Greg Grimaudo
(845)621-2557
559 Route 6n Ste 4
Mahopac, NY
Garofalo Mortgage Corporation
(914)962-0500
1940 Commerce Street Suite 305
YORKTOWN HEIGHTS, NY
Concorde Lending Services Limited
(845)485-3400
10 Raymond Avenue
POUGHKEEPSIE, NY
Ameriquest Mortgage Company
(845)485-8836
2649 South Road
POUGHKEEPSIE, NY
Wells Fargo - New Paltz
845-255-6600
29 Main St
New Paltz, NY
Citizens Bank - Peekskill SS
914-736-5201
1831 East Main St.
Peekskill, NY
Johnjlease Title Agency
(845)566-7600
299 North Plank Rd
Newburgh, NY
Dynamic Mortgage Bankers
(845)567-6266
103 Executive Drive
NEW WINDSOR, NY
Bayberry Mortgage Group Inc
(845)483-7400
2 Cannon
POUGHKEEPSIE, NY

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