How to Lock in a Mortgage Rate Beacon NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Citizens Bank - Brewster
845-279-6166
1515 Route 22 Ste. D-1
Brewster, NY
Allstate Insurancefuentes Ins Agency Inc
(914)736-3000
2241 Crompond Rd
Cortlandt Manor, NY
Sound Federal Savings - Peekskill
(914)737-2777
1019 Park Street
PEEKSKILL, NY
Gold Mortgage Services
(845)236-7722
1298 Route 9W
MARLBORO, NY
Citimortgage Inc
(845)471-5030
1351 Route 55
LAGRANGEVILLE, NY
Chase Bank
(914) 271-4751
171 S Riverside Ave
Croton, NY
Citizens Bank - Red Oaks Mill
845-462-7300
32 Vassar Road
Poughkeepsie, NY
Stoneleigh Inc
(845)621-4251
559 Route 6
MAHOPAC, NY
HFA Inc
(845)782-1947
118 Seven Springs Road
MONROE, NY
Crossroad Capital Services
(914)628-4960
686 Stoneleigh Avenue # 2
CARMEL, NY

Related Articles
- How to Talk to Mortgage Lenders Beacon NY
Before you talk to mortgage lenders you should learn about your choices. In any time of economic distress it will be harder than usual to acquire a new mortgage or to refinance. Demand and boom and burst was created by easy credit and aggressive home mortgage loan companies offering temporary low payments which go up, but you just want a home loan. Not surprisingly, therefore, choices for mortgage loans will be your main concern...
- How to Create a Mortgage Calculator With Microsoft Excel Beacon NY
- Advantages and Disadvantages of Refinancing Beacon NY
- How to Understand a N.I.N.J.A. Mortgage Beacon NY
- Adjustable Rate Mortgage Beacon NY
- Flexible Mortgage For Self Employed Beacon NY
- How to Avoid Foreclosure by Knowing Your Mortgage Type Beacon NY
- How to Compare Mortgage Programs Beacon NY
- Options for Home Refinancing Beacon NY