How to Lock in a Mortgage Rate Beacon NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Chase Bank
(914) 528-3535
1336 E Main St
Shrub Oak, NY
Paul A. Fucito Agency
(845)279-6541
1663 Route 22
Brewster, NY
Prudential Rand Realty
(845)565-6690
401 Windsor Highway
New Windsor, NY
Money Capital Corp
(914)276-8400
101 Village Sq
SOMERS, NY
Homestead Funding Corp
(845) 534-6800
55 Quaker Ave Ste 207
Cornwall, NY
Chase Bank
(845) 562-9400
201 Auto Park Pl
Newburgh, NY
Chase Bank
(845) 429-1711
22 S Liberty Dr
Stony Point, NY
M And T Bank Branches Hopewell Junction
(845)221-9161
424 Route 376
Hopewell Junction, NY
Tax And Mortgage Consultant
(845)486-8951
94 Washington
Poughkeepsie, NY
Household Finance Realty Corporation of New York
(914)962-5736
Triangle Shopping Court
YORKTOWN HEIGHTS, NY

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