How to Lock in a Mortgage Rate Bayside NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Easy Living Mortgages Inc.
(718)325-9690
1219 Adee Avenue
Bronx, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
SLH Mortgage & Financial
(516)739-3003
114 Old Country Road
MINEOLA, NY
A A A Financial Sevices
(212)280-0700
301 West 125
NEW YORK, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Washington Mutual Midtown Bank
(212)326-6016
589 5th Avenue
New York, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Interfaith Capital Bankers
(718)379-2022
127 Dreiser Lp
BRONX, NY
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