How to Lock in a Mortgage Rate Baldwinsville NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Glenn Crossing Plaza 7379 Oswego Rd
Liverpool, NY
Citizens Bank - Camillus/Wal-Mart
315-468-8622
5399 West Genesee St.
Camillus, NY
Cny Insurance Agency
(315)453-2100
4205 Long Branch Rd
Liverpool, NY
Solvay Bank
(315)458-7492
628 South Main Street Suite 5
SYRACUSE, NY
CFO Capital Partners
315.633.9653
437 FoxTract Rd
BRIDGEPORT, NY
HSBC Bank
1.800.975.HSBC (4722)
Tri-County Mall 197 Downer St
Baldwinsville, NY
HSBC Bank
1.800.975.HSBC (4722)
Hafner'S 5201 West Taft Rd
North Syracuse, NY
Citizens Bank - Cicero/Wal-Mart
315-699-7133
8064 Brewerton Road
Cicero, NY
Suncoast Mortgage Corporation
(315)451-2050
209 2nd Street
LIVERPOOL, NY
Lyons National Bank
(315)689-9530
2 N Main
JORDAN, NY

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