How to Lock in a Mortgage Rate Baldwinsville NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Eastwood
800.432.1000
2334 James St
Syracuse, NY
Wells Fargo Financial Leasing Rural Markets
(315)434-5000
5000 Brittonfield Pkwy
East Syracuse, NY
Hatch Leonard Markin Shaw
(315)461-1282
100 Elwood Davis Rd
Syracuse, NY
Family First Mortgage
(315)378-0884
4610 Bloomsbury Drive
SYRACUSE, NY
A Powerhouse Mortgage & Funding Co
(315)396-1051
427 James Street
SYRACUSE, NY
HSBC Bank
1.800.975.HSBC (4722)
Corner Of Beverly Dr 4401 W Genessee St
Syracuse, NY
Dennis A. Hughes Agency
(315)458-6320
5702 S Bay Rd
Cicero, NY
Salanger And Hayward Agency Inc
(315)463-9225
3700 James Street
Syracuse, NY
Pitcher Architect
(315)474-1219
300 Highland Street # 1
SYRACUSE, NY
Citifinancial
(315)699-4950
6195 State Route 31
CICERO, NY

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