How to Lock in a Mortgage Rate Baldwin NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael H. Fliegelman (RFC®), CHFC, CLU
631 806 3568
5 Harborfields Ct
Greenlawn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Mortgage Money Center
(718)343-1818
266 Jericho Turnpike
FLORAL PARK, NY
Industrial Credit Of Canada Ltd
(516) 766-3400
1600 Stewart Avenue Suite 404
Westbury, NY
Jolist Brokerage Co Inc
(516)752-1202
555 Broadhollow Rd
Melville, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Prosper Mortgage Coprp
(718)366-8828
1493 Dekalb Av
BROOKLYN, NY
Mortgage Consultant Services & Associates
(718)528-7182
24220 Merrick Boulevard
ROSEDALE, NY
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