How to Lock in a Mortgage Rate Auburn NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Westhill
800.432.1000
4732 Onondaga Boulevard
Syracuse, NY
David J Dempsey Agency
(315)364-8230
983 State Route 34b
King Ferry, NY
Crossroads Abstract Corporation Main Ofc
(315)539-8970
16 Virginia Street
Waterloo, NY
I P I Mortgages Inc
(315)539-0022
200 Main Street Shop Ctr
WATERLOO, NY
1st New York Mortgage
(518)383-1200
1407 Rt 9 B2
FAYETTE, NY
Bank of America - Auburn-Genesee Street
800.432.1000
120 Genesee St
Auburn, NY
Owasco Abstract Corporation
(315)255-2000
160 East Genesee Street
Auburn, NY
Cooper Abstract Co
(315)568-4413
12 North Park Street
Seneca Falls, NY
M & T Bank - Branches- Seneca Falls
(315)568-9876
2109 USRoute 20
SENECA FALLS, NY
Family First Mortgage
(315)378-0884
4610 Bloomsbury Drive
SYRACUSE, NY

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