How to Lock in a Mortgage Rate Auburn NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Bank of America - Camillus Commons
315.487.0772
5345 West Genesee Street
Camillus, NY
Bank of America - Grant Avenue
800.432.1000
185 Grant Ave
Auburn, NY
M And T Bank Branches Seneca Falls
(315)568-9876
2109 Usroute 20
Seneca Falls, NY
Solvay Bank
(315)484-2200
1537 Milton Avenue
SYRACUSE, NY
I P I Mortgages Inc
(315)539-0022
200 Main Street Shop Ctr
WATERLOO, NY
HSBC Bank
1.800.975.HSBC (4722)
Corner Of Beverly Dr 4401 W Genessee St
Syracuse, NY
Bank of America - Westhill
800.432.1000
4732 Onondaga Boulevard
Syracuse, NY
Ims Group Northeast Corporation
(315)488-4800
4927 West Genesee Street
Camillus, NY
Christopher M. Hurley Agency
(315)488-8907
404 Chapel Dr
Syracuse, NY
Secny Federal Credit Union - Main Office
(315)469-5599
4727 West Seneca Turnpike
SYRACUSE, NY