How to Lock in a Mortgage Rate Astoria NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
516-741-9747
330 Old Country Road
Mineola, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
East Coast Capital Corp
(516)358-6500
270 Jericho Trnpk
FLORAL PARK, NY
Ameriquest Mortgage Company
(516)745-0461
50 Charles Lindbergh Boulevard
UNIONDALE, NY
Capital One
718-454-7500
61-24 188Th Street
Flushing, NY
Paragon Mortgage
(516)334-2240
393 Old Country Rd
Carle Place, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Allstate Insurance Hj Duch
(201)339-5325
717 Broadway
Bayonne, NJ
Azarian Mortgage Corporation
(516)759-0048
10 Cedar SWamp Road
GLEN COVE, NY
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