How to Lock in a Mortgage Rate Astoria NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

First Jersey Mortgage Service Inc
(201)646-9511
238 Main Street
Hackensack, NJ
John Dolan
(516)488-7500
1106 Jericho Tpke
New Hyde Park, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Ruiz Associates International
(718)848-8600
93-18 101 Av
OZONE PARK, NY
Equity Now
(212)664-8900
1370 Avenue Of The Americ Floor 6
NEW YORK, NY
Bank of America - 72nd and First Avenue
646.794.0409
1330 1st Avenue
New York, NY
Fine Arts Risk Management
(212)702-3300
777 Third Avenue 17th Floor
New York, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Financial Equities
(631)447-0505
1025 Old Country Road Suite 300
WESTBURY, NY
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