How to Lock in a Mortgage Rate Astoria NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

TD Bank
973-736-5290
455 Prospect Avenue
West Orange, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Nassau Asset Capital LLC
(516)873-7000
54 Willis Avenue
MINEOLA, NY
Fairmont Funding Limited
(212)967-4700
39 West 37th Street
NEW YORK, NY
HSBC Bank
1.800.975.HSBC (4722)
682 Dogwood Ave.
Franklin Square, NY
Town And Country Abstract Ltd
(516)746-4121
100 Quentin Roosevelt Blvd
Garden City, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Cfic Home Mortgage
(201)944-3535
493 Main St
Fort Lee, NJ
Fort Funding Corporation
(718)921-0200
7018 Fort Hamilton Parkway
BROOKLYN, NY
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