How to Lock in a Mortgage Rate Arverne NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Capital One
201-420-2850
5913 Bergenline Ave
West New York, NJ
Bank of America - Old Bergen
800.432.1000
2400 John F Kennedy Boulevard
Jersey City, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
CBI
212-432-3080
New York, NY
Century 21 Tulip Realty
(516)354-0500
145 Tulip Avenue
FLORAL PARK, NY
Capital One
718-625-4234
420 Court Street
Brooklyn, NY
Bank of America - One Bryant Park
212.764.0694
115 West 42nd Street
New York, NY
Bank of America - Springfield Gardens
800.432.1000
21602 Merrick Blvd
Springfield Gardens, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Split Rock Group Llc
(212)929-3500
27 Union Sq
NEW YORK, NY
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