How to Lock in a Mortgage Rate Albany NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Verdiles Restaurant 600 Second Ave
Troy, NY
Consumer Marketing Services Inc
(518)426-3250
1 Columbia Place
Albany, NY
Streamline Mortgage
(518)452-6480
1717 Central Av
ALBANY, NY
Citifinancial
(518)783-6894
515 Troy Schenectady Road
LATHAM, NY
Syracuse Securities Inc
(518) 452-9040
1881 Western Ave
Albany, NY
HSBC Bank
1.800.975.HSBC (4722)
Post Office - City Hall 100 Mohawk St
Cohoes, NY
Citizens Bank - Rotterdam
518-356-3100
1725 Altamont Ave
Schenectady, NY
We Do Tough Loans
(518)687-0025
561 Congress
TROY, NY
Northeast Funding Svces
(518)782-1855
5 Herbert Dr
LATHAM, NY
Continental Home Loans Inc
(518) 250-5786
11 Century Hill Dr
Latham, NY

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