How to Lock in a Mortgage Rate Albany NY

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

Local Companies

Cornerstone Property Services Llc
(518)464-1800
8 Airline Dr
Albany, NY
M And T Bank Banking Departments M And T Mortgage Corporation Northway
(518)877-3500
10 Executive Park Drive
Clifton Park, NY
Home Funding Finders Inc
(518)783-1234
621 Columbia Street
COHOES, NY
Colonial Home Finance Inc
(518)371-1100
58 Clifton Country Rd
CLIFTON PARK, NY
A M Funding Group Inc
(518)272-8837
200 Broadway Suite 302
TROY, NY
HSBC Bank
1.800.975.HSBC (4722)
Colonie Center/Sand Creek 95 Wolf Rd
Albany, NY
Hatch Leonard Naples Inc
(518)438-6851
3 Marcus Blvd Ste 106
Albany, NY
Murdock Abstract Corporation
(518)370-3418
162 Lafayette Street
Schenectady, NY
Fleet Bank
(518)477-1222
501 Columbia Tpke
EAST GREENBUSH, NY
Affordable Housing Partnership
(518)434-1730
255 Orange Street
ALBANY, NY

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