How to Compare Mortgage Programs Watervliet NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Citizens Bank - Schoolhouse Road
518-464-6440
1516 Western Avenue
Albany, NY
Accu Data Search
(518)782-0170
621 Columbia Street Extension
Latham, NY
Executive Mortgage Group Inc
(518)489-8850
3 Marcus Boulevard
ALBANY, NY
A Financial Alternative
(518)765-5047
16 Grove St
VOORHEESVILLE, NY
Cuc Mortgage Corporation
(518) 437-8100
1021 Watervliet Shaker Rd
Albany, NY
Citizens Bank - Halfmoon / Wal-Mart
518-373-2339
1549 Route 9
Halfmoon, NY
Citizens Bank - Slingerlands
518-478-9579
1375 New Scotland Road
Slingerlands, NY
The Leahy Agency Inc
(518)756-1038
130 Main Street
RAVENA, NY
Affordable Housing Partnership
(518)434-1730
255 Orange Street
ALBANY, NY
1st Priority Mortgage
(518)348-6900
646 Plank Road
CLIFTON PARK, NY

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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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