How to Compare Mortgage Programs Rosedale NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Bank of America - 19th and Park Avenue South
240 Park Avenue South
New York, NY
Carbone And Molloy
346 Maple Ave
Westbury, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Cornerstone Bancor Mortgage Corporation
Lindenhurst, NY
Kingsford Corporation
171 Madison Avenue Rm 1300
Bank of America - Fort Lee Main
154 Main Street
Fort Lee, NJ
Allstate Insurance John Lepore
112-30 Beach Channel Drive
Rockaway Park, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Washington Mutual-Financial Center
270 Broadway
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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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