How to Compare Mortgage Programs Newburgh NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Chase Bank
(845) 297-5766
1655 Rte 9
Wappingers Falls, NY
Citizens Bank - Middletown / Wal-Mart
845-343-0738
470 Route 211 E
Middletown, NY
Prudential Rand Realty
(845)565-6690
401 Windsor Highway
New Windsor, NY
North River Abstract Corp
(845)485-5188
9 Cannon
Poughkeepsie, NY
Primelending A Plainscapital Company
(845) 564-5500
1279 Route 300 Fl 1
Newburgh, NY
HSBC Bank
1.800.975.HSBC (4722)
West Point (Usma) 195 Main St
Highland Falls, NY
Wells Fargo - Carmel
845-225-1822
259 Route 52
Carmel, NY
Wells Fargo - Newburgh
845-565-2403
43 N Plank Rd
Newburgh, NY
Sound Federal Savings Peekskill
(914)737-2777
1019 Park Street
Peekskill, NY
Cornerstone Funding CO
(845)562-0066
5020 Route 9W
NEWBURGH, NY

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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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