How to Compare Mortgage Programs New Windsor NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Citizens Bank - Middletown / Wal-Mart
845-343-0738
470 Route 211 E
Middletown, NY
TD Bank
845-565-4001
800 Broadway
Newburgh, NY
Emery And Webb Inc
(914)896-6727
167 Main St
Fishkill, NY
Yannone Cicconi And Ammerman Inc
(845)565-1665
153 North Plank Rd
Newburgh, NY
IPI Skycraper Mortgage
(845)567-0030
1279 Route 300
NEWBURGH, NY
Chase Bank
(845) 294-6116
252 Main St
Goshen, NY
Citizens Bank - West Haverstraw
845-429-4200
26 South Route 9W
W. Haverstraw, NY
Wells Fargo - Peekskill
914-737-3100
920 South St
Peekskill, NY
Mceachern Darlene
(845)294-3433
252 Main Street
Goshen, NY
M & T Bank - Area Branches- M & T Securities Inc- Branches- Cold Sp
(845)265-3628
40 Chestnut Street
COLD SPRING, NY

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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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