How to Compare Mortgage Programs New Windsor NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Goshen Abstract Corporation
(845)294-6913
265 Main Street
Goshen, NY
Esquire Title Agency Inc
(845)561-3500
542 Union Av
New Windsor, NY
Omega Home Funding
(845)561-3877
55 Lawrence Avenue
NEW WINDSOR, NY
Brookside Mortgage LLC
(845)928-9995
99 Edgewood Drive
CENTRAL VALLEY, NY
American Homestead Mortgage
(845)562-6800
326 Meadow Avenue
NEWBURGH, NY
Citizens Bank - Vails Gate
845-562-1510
406 Route 32
Vails Gate, NY
Maurice A Bloom And Assoc
(914)245-4500
Po Box 119
Jefferson Vly, NY
Union State Bank
(845)624-2008
50 North Church Street
GOSHEN, NY
Infinity Home Furnishing
(845)534-4545
2 Mill Street
CORNWALL, NY
Bonacic Lobiondo & Krahulik LLP
(845)897-4500
1399 Route 52
FISHKILL, NY

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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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