How to Compare Mortgage Programs New Paltz NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Citizens Bank - Meadow Hill
845-564-3500
1416 Route 300
Newburgh, NY
Tax & Mortgage Consultant
(845)486-8951
94 Washington
POUGHKEEPSIE, NY
Homescapes Funding Corp
(845)297-2600
66 Middlebush Rd
WAPPINGERS FALLS, NY
Guaranteed Home Mortgage
(845)298-4114
11 Marshall Road
WAPPINGERS FALLS, NY
Hudson Valley Federal Credit Union
(845) 463-3011
159 Barnegat Rd
Poughkeepsie, NY
Chase Bank
(845) 831-4285
404 Main St
Beacon, NY
Ulster Savings Bank - Branch Offices
(845)255-5470
226 Main Street
NEW PALTZ, NY
Miles Mortgage Service
(845)564-2900
236 South Plank Road
NEWBURGH, NY
Home Funding Finders
(845)296-1634
1207 Route 9
WAPPINGERS FALLS, NY
Fleet Mortgage
(914)567-5067
1279 Route 300 3rd Fl
NEWBURGH, NY

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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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