How to Compare Mortgage Programs Mount Vernon NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Washington Mutual - Bank Locations- 45th & Lexington
(212)599-6999
466 Lexington Avenue
NEW YORK, NY
Mortgage Connection
(718)672-8236
5147 69th Street
WOODSIDE, NY
Capital One
201-493-3900
9 East Ridgewood Ave
Ridgewood, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Washington Mutual - Bank Locations- Bronx- Westchester SQ
(718)892-7431
2700 East Tremont Avenue
BRONX, NY
Total Home Mortgage- Inc.
(212)486-5200
3 East 54th Street 17th Floor
NEW YORK, NY
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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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