How to Compare Mortgage Programs Middletown NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Chase Bank
(845) 744-2017
75 Main St
Pine Bush, NY
A 1 Abstract
265 Main Street
Goshen, NY
Prudential Rand Realty
401 Windsor Highway
New Windsor, NY
Goldman Agency Insurance
80 East Main Street
Coldwell Banker Prime Properties Inc
4847 Route 81
Chase Bank
(845) 782-8151
845 Rte 17m, Ste 10
Monroe, NY
Florida Abstract Inc
62 North Main Street
Florida, NY
Cohen David J Clu
41 Dolson Avenue
Middletown, NY
The Funding CO
485 Route 32
Countrywide Home Loans
263 Route 17K

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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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