How to Compare Mortgage Programs Malone NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Etna Abstract Corporation
(518)483-7204
63 East Main Street
Malone, NY
Marvin Abstracting
(518)483-3994
63 East Main Street
Malone, NY
First National Bank - Northern New York
(518)483-8333
242 West Main Street
MALONE, NY
Beneficial Homeowner Service Corporation
(518)483-4230
Cedar Cmns
MALONE, NY
Prudential Mortgage Company
(516) 735-1300
3000 Hempstead Tpke Ste 317
Levittown, NY
Adirondack Title Searching
(518)483-8699
355 West Main Street
Malone, NY
First National Bank Northern New York
(518)483-8333
242 West Main Street
Malone, NY
Seacomm Federal Credit Union
(518)483-7638
43 Finney Boulevard
MALONE, NY
Community Bank NA
(518)483-3400
10 Elm Street
MALONE, NY
Homestead Funding Corp
(518) 483-6275
31 Elm St
Malone, NY

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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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