How to Compare Mortgage Programs Long Beach NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Chase Bank
(516) 935-7070
681 New Bridge Rd
Levittown, NY
Capital One
516-367-7055
8285 Jericho Tpke
Woodbury, NY
Globewest Enterprises Inc
(718)927-3333
10721 Avenue J
Brooklyn, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Lynx Realty Inc
(516)484-9696
41 Main Street
ROSLYN, NY
Chase Bank
(718) 229-5000
41-22 Bell Blvd
Bayside, NY
Capital One
718-672-7500
89-01 Queens Blvd
Elmhurst, NY
TD Bank
(718) 269-6000
31-90 Steinway Street
Astoria, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Washington Mutual - Bank Locations- Franklin Square
(516)568-0695
654 Franklin Avenue
FRANKLIN SQUARE, NY
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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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