How to Compare Mortgage Programs Hamburg NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Citizens Bank - East Aurora
716-652-5010
212 Main Street
East Aurora, NY
Bank of America
800.432.1000
5712 Main Street
Williamsville, NY
Associates Mortgage Company Of New York Inc West Seneca
(716)674-4948
1102 Union Road
West Seneca, NY
American National Mortgage Corporation
(716)856-5626
345 Franklin Street
BUFFALO, NY
Metlife Bank, National Association
(716) 630-1700
6500 Sheridan Dr Ste 300
Williamsville, NY
Citizens Bank - South Park Hamburg/Tops
716-646-6281
6150 South Park Ave
Hamburg, NY
Citizens Bank - Orchard Park Rd-W Seneca/Tops
716-823-5317
355 Orchard Park Rd
West Seneca, NY
Scott Danahy Naylon
(716)634-2100
300 Spindrift Dr
Amherst, NY
Jamestown Savings Bank
(716)631-8766
4545 Transit Road
BUFFALO, NY
American General Financial Services
(716)677-0413
1881 Ridge Road
BUFFALO, NY

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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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