How to Compare Mortgage Programs Endicott NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

1.800.975.HSBC (4722)
Chenango Plaza 1314 Front St
Binghamton, NY
Citizens Bank - Vestal Parkway / Wal-Mart
2405 Parkway E
Vestal, NY
Oconnor Francis X Attorney At Law
300 Main Street
Great Bend, PA
365 Harry L Drive Suite 7
Visions Federal Credit Union
(607) 786-2000
24 Mckinley Ave
Endicott, NY
1.800.975.HSBC (4722)
Across From Giant Market 282 Main St
Binghamton, NY
1.800.975.HSBC (4722)
Post Office 18 Lake St
Owego, NY
Citizens Bank - Binghamton / West
247 Main Street
Binghamton, NY
Mortgage It Inc
4104 Vestal Road
American General Financial Services
1905 Vestal Parkway East

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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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