How to Compare Mortgage Programs Cohoes NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Bank of America - Delmar
800.432.1000
111 Delaware Ave
Delmar, NY
Arcadia Abstract Corporation
(518)686-7326
12 Main Street
Hoosick Falls, NY
Insurance Depot
(518)279-1190
1128 Hoosick Rd
Troy, NY
eMortgage- LLC
(518)786-0900
6 Century Hill Dr
LATHAM, NY
Funding Source Llc
(518) 451-9193
17 Computer Dr W
Albany, NY
Citizens Bank - New Loudon Rd/Price Chopper
518-783-2151
873 New Loudon Rd.
Latham, NY
Allstate Insurance David Lee
(518)477-2800
77 Troy Rd Rte 4
East Greenbush, NY
Lighthouse Insurance Agency
(518)785-0544
678 Troy Schenectady Road
Latham, NY
LEGG Mason Real Estate Services
(518)220-1100
950 New Loudon Road Suite 240
LATHAM, NY
Alternative Funding
(518)393-3025
1327 Curry Road
SCHENECTADY, NY

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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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