How to Compare Mortgage Programs Canandaigua NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Citizens Bank - Geneva / Tops
315-781-2411
815 Canandaigua Rd.
Geneva, NY
Allstate Insurance Alan Czaplicki
(585)223-3700
12 Courtney Drive Unit #e
Fairport, NY
Territory Inc
(585)223-6060
7374 Pittsford Palmyra Road
FAIRPORT, NY
Frontier Mortgage of NY Inc
(585)742-1480
6160 Barkwood Court
FARMINGTON, NY
Rochester Home Equity Inc
(585) 263-4353
180 Office Park Way Ste 2000
Pittsford, NY
Chase Bank
(585) 223-6970
609 Mosely Rd
Fairport, NY
National Bank Of Geneva Canandaigua
(585)396-1000
2425 Rochester Road
Canandaigua, NY
Allstate Insurance Samuel J. Nash
(585)425-8830
7450 Ptsfrd Plmyr Rd
Fairport, NY
National Bank of Geneva - Mortgage- Loans- Main Office- Visa
(315)789-2300
3 West Main Street
VICTOR, NY
ACS Mortgage Services Inc
(585)425-4360
930 Perinton Hills Offic
FAIRPORT, NY

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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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