How to Compare Mortgage Programs Beacon NY

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Local Companies

Chase Bank
(845) 429-6051
56 W Ramapo Rd
Garnerville, NY
Ulster Savings Bank - Branch Offices
(845)255-5470
226 Main Street
NEW PALTZ, NY
Paramount Equities Group Inc
(914)736-3400
1013 Brown Street
PEEKSKILL, NY
Citifinancial
(845)297-3920
1839 South Road
WAPPINGERS FALLS, NY
Primelending A Plainscapital Company
(845) 564-5500
1279 Route 300 Fl 1
Newburgh, NY
Chase Bank
(845) 831-4285
404 Main St
Beacon, NY
Citizens Bank - Red Oaks Mill
845-462-7300
32 Vassar Road
Poughkeepsie, NY
Reliance Funding Corporation
(845)634-1022
280 Broadway
NEWBURGH, NY
Dynamic Mortgage Bankers
(845)567-6266
103 Executive Drive
NEW WINDSOR, NY
Brookside Mortgage LLC
(845)928-9995
99 Edgewood Drive
CENTRAL VALLEY, NY

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Over the course of a 30-year mortgage, you may end up paying more than twice the amount of your principal. The rest goes towards paying interest. That interest is money in the bank's pocket, not in your bank account. Prepaying your mortgage is paying extra principal, especially during the early years of your loan, meaning that your house will be paid off that much sooner, and you will pay less total interest over the life of the loan. It could put you that much closer to retirement.
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