How to Choose a Mortgage Broker Shirley NY

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Local Companies

Bank of America - Village of the Branch
800.432.1000
31 Rt 111
Smithtown, NY
Mr. Albert F. Coletti (RFC®), CHFC, CLU
631 979 6161 x102
P.O. Box 728
Smithtown, NY
Citibank
631-232-2165
Central Islip, NY
Paladin Financial Group
(631)567-2643
1650 Sycamore Avenue Suite 24
BOHEMIA, NY
BQ Enterprises Inc
(631)654-2856
19 Woodbrook Cir
HOLTSVILLE, NY
Chase Bank
(631) 981-4261
991 Main St
Holbrook, NY
JOSEPH CONBOY
P. O. BOX 449
SHOREHAM, NY
Mr. Richard A. Fallica (RFC®), CEP
631 979 6161
P.O. Box 728
Smithtown, NY
Patchogue Mortgage Services
(631)475-0198
104 West Main Street
PATCHOGUE, NY
Long Island Commercial Bank
(631)395-8888
950 Montauk Highway
BROOKHAVEN, NY
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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