How to Choose a Mortgage Broker Ridgewood NY

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Local Companies

TD Bank
457 Sylvan Avenue
Englewood Cliffs, NJ
Ticor Title Insurance
1 Essex Street
Hackensack, NJ
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Phillips Mortgage Services
6473 Dry Harbor Road
Cross Island Capital Corp
199 Jericho Trnpk SU 408 FL 4
Capital One
1370 Boston Post Rd
Larchmont, NY
Bank of America - Long Beach BC
52 E. Park Ave
Long Beach, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
The Mortgage Doctors
25 Rockwood Place
Englewood, NJ
First American Funding
15 Canterbury Road
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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