How to Choose a Mortgage Broker Rensselaer NY

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Local Companies

TD Bank
518-664-5129
5 Park Plaza
Mechanicville, NY
Bank of America - Mechanicville
800.432.1000
1 South Main St
Mechanicville, NY
Legacy Land Title Llc
(518)371-8166
56 Clifton Country Rd
Clifton Park, NY
Consumer Marketing Services Inc
(518)395-9492
510 State Street # 514
Schenectady, NY
A Financial Alternative
(518)765-5047
16 Grove St
VOORHEESVILLE, NY
Citizens Bank - Clifton Park
518-371-0290
1 Municipal Plaza
Clifton Park, NY
Bank of America - Rotterdam Plaza
800.432.1000
1428 Altamount Ave
Schenectady, NY
Bank of America - Loudonville
800.432.1000
477 Albany Shaker Rd
Loudonville, NY
National Union Bank Of Kinderhook Chatham Branch
(518)392-7400
6 Depot Square
Chatham, NY
Mansfield & North Corporation
(518)383-9423
1 Barney Road
CLIFTON PARK, NY

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- How to Lock in a Mortgage Rate Rensselaer NY
OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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